I had my heart set on the apartment right away. It was a mediterranean style apartment building, not tons of rooms but enough for me. So I went to the apartment and the owners of the building were both at the building. They were both women. After speaking with them and doing my research from https://freeopinionist.com/ , I was the most prepared for the financial part of the purchase.
Their building was $2000 a month and that was not something I was prepared to pay, despite the fact that I had $24000 in my bank account and a good credit rating. Then the bank called me and wanted to know why I wanted to withdraw $6000. I explained to them that $6000 was equivalent to 3 months income for me. They told me that the bank was only allowing me to withdraw $4000 because that was my emergency fund.
Current economic state
The bank was very forthcoming with me about the current economic state that the country was in. When I asked about the taxes I would be required to pay, the bank’s representative told me that I would be required to pay approximately $4500 dollars in taxes every month. I asked him how that would be possible. He explained that I would be required to pay more than $1100 for the property tax, $300 for the rent, $200 for repairs, $450 for miscellaneous costs, and $1000 for utilities.
I confirmed with the owners of the building that I would be allowed to sublease it if I didn’t approve of one of their renters. They told me of course, but I am very unique. I look like an adult, but I am only 10 years old. I went to the county services office to figure out how to apply for my child tax credit. I ended up getting $2200 of it.
County services office
The woman at the county services office told me that I could skip paying for some of those items listed, such as the rent and the miscellaneous costs. Or I could pay some of those charges and others instead. Or I could even pay all of those charges and others and some others and some more and some other charges and do however I want.
I asked her what those other charges were. She told me the miscellaneous charges. I asked her if she could explain those charges to me further. I noticed that she was staring at my license as I found the line on my license that read “Height: 12”. I was a little taller than most kids, I think.
She looked up at me and told me that my rent would be $1500 a month, which was a huge increase from the $3000 a month at the old apartment that had big giant bugs that live in a ball on a string. I’m not sure what you call those ball bugs, it’s been so long since I’ve seen any. But whatever they are, I had one at my apartment. I don’t think they are bugs, but that’s what they are called.
The miscellaneous costs are the same amount every month. It sure does not get smaller with time. I made my choice on the spot, pay or leave, I would pay it. One more thing, they made sure I understood that the taxes I paid before did not count towards taxes. I don’t know what they meant by taxes, I consider taxes to be taxes.
The taxes that I had to pay were all taxes that I had to pay. I would have to pay them directly to the county services office. The county services office recommended that I pay with cash, bills, coins, credit cards, debit cards, reward points, and actual cash. I now knew how it felt to be broke.
I was broke in the old place, I mean broke in the new place. Broke in my old place. You get the point. If I wanted to live in the new place, I would have to use my credit card to pay for everything. Looks like I would pay monthly.
That is when the financial advisor that I had placed in my “Friends List” on my Facebook page messaged me about an offer that he made to me in 2004 that was about to expire. I didn’t want to find out what that offer might be, but I would just take the offer. I was going to have to pay everything with a credit card, it didn’t matter if I had a credit card with a balance on it.
New credit card
He offered me a new credit card through a bank that is a part of a collection of banks. He said that I could redeem some rewards points that I had for an offer on the new card that I would get through the same new bank. I was tempted to ask some questions about that offer, but he had a frown on his face and a pissed off look on his face.
I signed up for a little bit of a promotion that would give me a new credit card with a good interest rate and a lot of rewards points. He told me that it would be a total of at least $60,000. I would make good on the balance of the credit card though, I don’t want to lose all my credit towards my credit score.